You Can Rely On Our
Experience To Get You Ahead.
About us
Financial Professionals You Can Trust.
Over Three Decades of Guidance, Clarity, and Care.
Since 1987, Richard Lockie has made it his mission to stand alongside individuals and families in Arizona and California as they navigate the often confusing world of retirement and insurance planning. With Insurance Safety Nets™, you get more than policies—you get a personal advocate who listens to your concerns, explains your options clearly, and offers steady support as your needs evolve. Whether you’re approaching retirement, already on Medicare, or planning for long-term financial security, you’ll always be treated with the attention and respect you deserve.
Our Goals are Your Goals
- Eliminate financial uncertainty through clear, strategic planning.
- Provide easy-to-understand solutions tailored to your stage of life.
- Offer personalized service with honesty, patience, and compassion.
- Help you make decisions confidently—today, tomorrow, and beyond.
Our Purpose
Our goal is to deliver the most optimal federal employee retirement planning solutions to retirees and near-retirement clients. We strive to establish customized financial strategies for our clients to assist them in achieving their financial objectives after retirement. We assist clients in developing smart retirement plans to protect themselves from potential financial risks.
Our Goal
We’re making it easier for federal employees to get better benefits and retirement income from the government. We have a committed team of federal retirement experts working to make this goal a reality. Talk to us about your goals, and we’ll develop a solid financial strategy for you.
Our Primary Goal Is To Eliminate Your Financial Risks
Financial risk can feel overwhelming—especially in retirement. That’s why our top priority is helping you avoid surprises and preserve the resources you’ve worked hard to build. Through thoughtful planning with annuities, Medicare options, and life insurance, we focus on reducing your exposure to market loss, healthcare expenses, and income gaps. At Insurance Safety Nets, your peace of mind isn’t just important—it’s our mission.
Proven Financial Strategies to Ensure Your Financial Security
We provide straightforward, time-tested tools that safeguard your health and finances. Whether it’s a fixed or indexed annuity that protects your savings from market downturns, a Medicare Supplement plan that gives you freedom of choice with no networks, or a life insurance policy that brings security to your loved ones—our recommendations are built around your needs. Every solution is carefully chosen to help you feel secure and supported through each stage of life.
Our Methodology
Practical Guidance, Personal Connection, and Clear Communication.
You’ll always work directly with Richard Lockie—no call centers, no guessing games. It’s personal, respectful, and focused on what matters most to you.
We listen first. Then we guide you through the available options based on your goals, budget, and lifestyle. Whether it’s Medicare, an annuity, or life insurance, the process is designed to empower you—not overwhelm you.
Because we’re here for the long haul. Clients trust us to explain yearly Medicare changes, review their plans regularly, and adjust strategies when life changes. We treat you like family, not a file number.
GET IN TOUCH WITH US
Schedule a Consultation
Are you prepared to have a financially secure future?
Call us today at (480) 442-4141 to make an appointment!
